www.markholder.org

 <p> I love a good pen and am currently obsessed with a Hongdian M2 fountain pen, a cheap beauty that punches well above its weight. Although sized to fit a pocket, I use it as a desk pen, one I rarely take into the plant or warehouse at work. For a more industrial environment, there is One True King Of All Pens: the Zebra F-701 ballpoint pen.  Behold the beast in all its stainless steel glory! Its knurled grip reminds me of my late father's wrenches and ratchets. It's big, it's heavy, it's an improvised defense weapon that writes beautifully.  I've had several over the years. The first was loaned and never returned; I can forgive this. Once. The second was ran over by a forklift when I dropped it on the warehouse floor. Bent but not destroyed, it holds a place of honor at my desk. My third was accidentally left in a hotel room in Copenhagen, Denmark. As badly as I want to return to ask for it back (and get a hotdog while I'm there - Copenhagen is the home...

 I've taken a few steps toward resuming writing. I've written off and on over the years and now feels like a good time to get a few pieces started, maybe even finished. I have a long habit of starting more than I finish. As a Free/Open Source Software ( FOSS ) enthusiast, I plan to build my workflow exclusively around such software. The Linux operating system will be the platform; I have a strong preference for Linux Mint . Mint is a stable, conservative sort of operating system, an Ubuntu derivative that surpasses its foundation. This would provide an enterprise-grade platform for my writing and small publishing firm (more on this later). As mentioned, I want my writing and publishing to be done on a FOSS platform. I've used Ubuntu Linux for some time and find it works well, but their parent company, Canonical, appears to be drifting toward centralization, while the Snap application packaging is proprietary software, which is the opposite of FOSS. Canonical isn't a pu...

Author's note. I've reached the age where friends and loved ones pass with greater frequency. This is my attempt to memorialize those who have gone before, the first in a series dedicated to absent friends. These are people I love and respect, whose stories deserve to be told. Mitch I met Mitch my junior year in high school. He'd transferred from a nearby school and was a year younger than I. This was a fortunate move for me, as both of my closest friends had moved out of state over the summer and I was feeling a bit lost. Marijuana and rock music solidified the friendship, and soon we were hanging out alot with the mutual friends. Our group of friends were stoners and lived the stoner lifestyle, getting high, watching too much TV, living on junk food. We’d tell the same jokes repeatedly, laugh like we’d never heard it before, only for one of us to tell it again soon after and repeat the cycle. It was like a scene in Philip K Dick’s “A Scanner Darkly,” when Bob Arctor ...

If you've spent any time at all on this site, you will have noticed I have an interest in investing. I had no interest in finance until my mid-40s, when I took a job at a printing company in which one of the partners is a CPA. I learned personal finance the hard way, struggling with credit card debt in my early 20s (it was the 90s; I blame the guitar and camera stores). After digging myself out of the hole I was in by age 27, I was cautious to avoid debt anytime I could. Investing, aside from employer retirement plans, was not on my radar. Fatherhood really spurred me into action when it came to investing. There's simply no way a savings account can outpace inflation; if you want to thrive financially, investing is the best way to get ahead. So, with encouragement from my boss, I began to study and learn. Investopedia and The Balance proved to be immensely helpful. In time, I opened an account and started buying exchange traded funds (ETFs) and was on my way. I read a few...

Big trouble is brewing in a neighboring town. Cedartown, Georgia has a scandal of its very own: an affinity fraud in the form of a Ponzi scheme is allegedly being perpetrated by a building and loan organization. The target: conservative Christian Republicans. The alleged perp: a fellow conservative Christian Republican, tho there's nothing conservative about the amount of money bilked: $140,000,000.00 from approximately 300 victims. That's a stunning average of $466,667.00 per victim.  Affinity fraud is nothing new. For a prime example, just search the name "Bernie Madoff" and you'll receive a Master's thesis of information. Like Madoff, the head of the building and loan targeted those who felt they could trust their fellow traveler. Also like Madoff, the alleged perp promised  unusually high returns on investments in distressed businesses. The returns were rumored to be in the area of 8-18%. I'm no financial guru but if my business needs a loan with a 1...

Part 1: Treetop Flyer In the immediate pre-Covid era, when my son was 4 and 5 years old, he played soccer (at 4) and T-ball (at 5) in our small rural town in Georgia. Both years, two prop-driven airplanes flew over the fields the team was practicing or playing on. The plain, painted dark and with no clear tail markings, didn’t appear to be commercial aircraft, nor did they fly at high altitude; at times they seemed to be just above the tree tops. Needless to say, all action on the field stopped as the children and parents stopped in wonder to watch them fly by. Around this same time, a controlled substance arrest took place in an equally rural county across the state line in Alabama. Among the usual contraband of substances and paraphernalia was found a small amount of heroin. That last detail caught my eye as the area in which the arrests took place is even more rural than my own. When I lived in Sydney, heroin was a fact of life in the port city and was said to be quite easy to...